Mr. Wright is a graduate of the University of California, Berkeley, with a B.A. in economics, 1977. Mr. Wright entered the insurance industry in 1978, working in London, England at a Lloyd's broker. He has been a property, casualty and workers compensation underwriter, retail insurance and reinsurance broker, risk manager and a state insurance regulator.

    Since 1985, his emphasis has been in the alternative risk financing field, providing insureds alternatives to traditional insurance when the insurance marketplace has failed. He has assisted insurers develop wrap-around products for these alternative plans, including claims management, disability management/return to work programs, on-site hazard surveys, and insurance broker relations management. Mr. Wright works with brokers and insurers in Mexico in increasing insurance product availability arising out of the implementation of NAFTA.

    As a reinsurance intermediary, Mr. Wright has supported health insurers as well as workers compensation and property/casualty insurers in the development and implementation of a "24 Hour" product. He also assisted the CA Association of Joint Powers Authorities enact legislation allowing pools in that state to purchase reinsurance. Mr. Wright currently places reinsurance for several provider owned health insurers and IPA’s.

    As a regulator with the State of Washington, Division of Risk Management, Mr. Wright was responsible for the development and implementation of legislative regulations governing local government self-insurance programs and program oversight for both property/casualty and employee benefit plans. Previous to working for the State, Mr. Wright was the Risk Manager for the Washington Counties Risk Pool.

    Mr. Wright’s consulting work began assisting Union Bank clients develop alternative risk financing programs in response to the insurance crisis of 1985. Later he was a workers compensation safety consultant, assisting self-funded clients identify hazards and reduce their claims expenditures through prevention and return-to-work programs. His current projects include assisting underwriting managers develop new programs and secure new insurers and reinsurers for specialized product lines. Also, Mr. Wright provides consultative and brokerage services to self-funded group health and workers compensation employers for their direct contracts with local physician communities and hospitals.

    Mr. Wright earned his Associate in Risk Management in 1989.